Leasing Strategy March 16, 2026 · 11 min read

Letter of Intent Commercial Real Estate: Complete LOI Guide (2026)

The letter of intent (LOI) is the most important document most tenants treat like a formality. It shouldn't be. What you agree to in the LOI shapes every negotiation that follows — and landlords know this.

Every commercial lease deal starts with an LOI. Whether you're leasing 1,000 square feet of retail space or 50,000 square feet of Class A office, the process is the same: before lawyers draft anything, the two parties sketch out the deal's key terms in a short document called a letter of intent, memorandum of understanding (MOU), or term sheet.

This guide covers everything you need to know: what goes in an LOI, which terms are binding vs. non-binding, how to negotiate from one, common pitfalls, and how to verify the final lease actually reflects what you signed.

72% of LOI terms make it into the final lease with minimal change
$0 the typical cost to negotiate harder at the LOI stage vs. after
3–6 wks typical time from signed LOI to executed lease

What Is a Letter of Intent in Commercial Real Estate?

A letter of intent (LOI) in commercial real estate is a short, non-binding document (usually 2–5 pages) that outlines the key terms of a proposed lease before the formal lease agreement is drafted. It's the equivalent of a handshake in writing — enough structure to move forward, not enough detail to be a contract.

The LOI serves a critical purpose: it saves both parties weeks of legal work by confirming there's enough agreement on the major deal points to justify drafting a full lease. If you can't agree on rent, term, and TI in an LOI, you won't agree in the lease.

Key Insight

LOIs are typically non-binding on the deal itself — but certain clauses within an LOI are legally binding, including confidentiality provisions, exclusivity/no-shop clauses, and sometimes deposit terms. Read the LOI carefully before signing.

LOI vs. Lease Agreement: Key Differences

Factor Letter of Intent (LOI) Lease Agreement
Length 2–5 pages 30–100+ pages
Binding? Generally non-binding (with binding carve-outs) Fully legally binding
Purpose Align on deal terms; authorize drafting Define every right and obligation
Drafted by Broker or tenant rep (often) Landlord's attorney (usually)
Negotiation leverage Highest — everything is still open Lower — LOI terms anchor the conversation
Time to execute Days to 1–2 weeks 3–8 weeks from LOI
Attorney required? Recommended but not always used Always recommended

What to Include in a Commercial Real Estate LOI

A well-drafted LOI covers every major deal point. Here's what should be in every commercial LOI — and what each term actually means.

1. Parties and Premises

Identify the tenant (legal entity name, not just "ABC Corp"), landlord, property address, suite/floor, and exact square footage. Square footage discrepancies between LOI and lease are common and can cost tens of thousands over a long term.

Watch Out

Always clarify whether square footage is rentable or usable. Rentable SF includes a "load factor" for common areas (typically 10–30%). A 10,000 RSF suite may only have 8,200 usable square feet. This directly affects your effective rent per square foot.

2. Lease Term

State the proposed lease commencement date, expiration date, and total term (e.g., 5 years). Include whether the commencement date is fixed or tied to a trigger (e.g., substantial completion of buildout). Also specify the rent commencement date — this is when you actually start paying rent, which may be weeks or months after your commencement date if you negotiate a free rent period.

3. Base Rent

Specify the base rent rate, how it's quoted (per square foot annually or monthly), and whether it's gross, modified gross, or NNN. A $30/SF/year NNN lease looks very different from a $30/SF/year gross lease once you add operating expenses. Always confirm which structure applies in the LOI.

4. Rent Escalations

State how rent increases over the lease term — flat percentage (e.g., 3% annually), CPI-based, or fixed step increases. This is one of the most financially significant LOI terms. A 3% vs. 4% annual escalation on a 5-year, 10,000 SF lease at $35/SF is a difference of roughly $35,000 in total rent paid.

5. Operating Expenses / CAM

For NNN and modified gross leases, the LOI should indicate what operating expenses the tenant is responsible for, whether there's a base year, and if CAM charges are capped. A CAM cap of 3–5% annually is standard in many markets; uncapped CAM is a red flag.

6. Tenant Improvement Allowance (TI)

State the TI allowance per square foot the landlord is offering. Also specify whether unused TI can be applied to free rent, what the buildout approval process looks like, and how reimbursement works (most landlords reimburse after work is complete and receipts are submitted). TI allowances currently range from $20–$150/SF depending on market, condition, and lease term.

7. Free Rent / Rent Abatement

Specify the number of months of free rent at the start of the lease. This is one of your best negotiation chips — landlords often prefer giving free rent (no cash outlay) to reducing face rent (which affects building valuation). Even 1–2 months free rent on a 5-year lease has significant NPV.

8. Permitted Use

Define exactly what you'll use the space for. "General office use" is fine. Vague language can limit future sub-tenants or allow the landlord to claim breach if you add a small conference/event component. Be specific but broad enough to accommodate growth.

9. Renewal Options

If you want renewal rights, get them in the LOI. Specify how many options, at what rate (fixed, FMV, or capped FMV), how much notice is required (typically 6–12 months before expiration), and whether renewal rights survive a default cure. Renewal options not in the LOI are routinely excluded from the final lease.

10. Expansion and Right of First Refusal

If adjacent space may become available and you'd want it, request a Right of First Refusal (ROFR) or Right of First Offer (ROFO) in the LOI. These rights are much harder to negotiate once the lease is being drafted.

11. Exclusivity

For retail tenants especially, request that the landlord not lease space in the same building or center to a direct competitor. Define "competitor" specifically — vague exclusivity clauses are routinely challenged.

12. Personal Guarantee

If the landlord requires a personal guarantee, negotiate to limit it (e.g., cap at 12 months of base rent, or burn off after 24 months of on-time payment). State the personal guarantee requirements explicitly in the LOI, or they'll expand in the lease.

13. Security Deposit

State the amount, whether it can be replaced by a letter of credit, and the conditions under which it's returned. Security deposits are typically 1–3 months of rent but can be higher for newer entities without credit history.

14. Exclusivity / No-Shop Clause

Once the LOI is signed, most landlords request an exclusivity period (typically 30–60 days) during which they will not negotiate with other prospective tenants for that space. This clause is usually binding. Make sure the exclusivity period is long enough for you to do proper due diligence.

15. Confidentiality

Both parties typically agree to keep LOI terms confidential. This clause is also typically binding, even in an otherwise non-binding LOI.

What's Binding vs. Non-Binding in an LOI?

Clause Typically Binding? Notes
Base rent, TI, free rent, term Non-Binding Deal terms — subject to formal lease negotiation
Renewal, expansion, exclusivity options Non-Binding Business terms; must be in the lease to be enforceable
Exclusivity / no-shop period Binding Landlord agrees not to negotiate with others for a set period
Confidentiality clause Binding Both parties agree to keep LOI terms private
Good faith negotiation Varies Courts have split on enforceability; depends on language
Deposit (if any) Binding If a deposit is paid with the LOI, terms for return must be clear
Non-binding declaration Binding Language explicitly stating the LOI is non-binding — this language itself is binding
⚠ Common Mistake

Tenants assume that because an LOI is "non-binding," they can freely walk away. In reality, if you signed an exclusivity clause, the landlord may have turned away other prospects during that period. Some jurisdictions have found tenants liable for negotiating in bad faith even without a binding LOI. Don't sign unless you're serious.

How to Negotiate a Commercial LOI (Tenant Strategies)

The LOI is where your leverage is highest. Once the lease is drafted, the landlord's attorney will use the LOI as a floor for every term — meaning you're negotiating up from the landlord's baseline. Here's how to negotiate effectively:

  1. Don't rush: Landlords often pressure tenants to sign quickly. A rushed LOI is a bad LOI. Take the time to review every term before signing.
  2. Get comparable market data: Know what other tenants in the market are paying for similar space. Your broker should provide lease comps. If you're above market on rent, use that as leverage for more TI or free rent.
  3. Negotiate TI and free rent before face rent: Landlords are often more flexible on concessions (TI allowance, free rent) than on the face rent rate, because face rent affects their property's capitalization value. Ask for more TI and free rent first.
  4. Include everything you might want: It's easier to include a renewal option or ROFR in the LOI than to add it in lease negotiations. Put it in even if you're not sure you'll exercise it.
  5. Define CAM caps explicitly: If you're in a NNN lease, negotiate a CAM cap in the LOI. Getting this in writing upfront is far easier than negotiating it in the lease.
  6. Limit the personal guarantee: If a personal guarantee is unavoidable, limit its duration and scope in the LOI. A "Good Guy Clause" (guarantee terminates when tenant vacates and provides notice) is worth fighting for.
  7. Shorten the exclusivity period: Landlords often ask for 45–60 days. Negotiate this to 30 days with a possible 15-day extension if both parties are actively negotiating.

LOI Red Flags: What to Watch For

After the LOI: Verifying the Lease Matches What You Agreed To

Here's where many tenants get caught: they negotiate a solid LOI, then never verify that the executed lease actually reflects those terms.

Landlord attorneys draft leases — not the landlord, and not you. The draft can diverge from the LOI on subtle but significant points: escalation language, CAM cap mechanics, renewal option notice requirements, or TI reimbursement conditions. These divergences aren't always intentional, but they're always expensive if uncaught.

By the time you're reviewing a 60-page lease document, it's easy to miss that the "3% annual escalation" from your LOI was rewritten as "3% or CPI, whichever is greater" in the lease body. On a 10-year lease, that small change could add six figures to your total rent obligation.

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LOI Checklist: 15 Terms to Include Before You Sign

LOI vs. Lease: What to Do When They Conflict

If you discover that the landlord's draft lease diverges from the signed LOI, you have several options:

  1. Flag it immediately: In lease negotiations, landlords assume silence = acceptance. Mark up every clause that doesn't reflect the LOI.
  2. Reference the LOI explicitly: In your redline comments, cite the LOI: "Per Section 3 of the LOI dated [date], escalation is fixed at 3%..."
  3. Prioritize the financial divergences: Not every LOI-lease difference matters equally. Focus on rent, TI, free rent, CAM, and escalations — the terms with the highest dollar impact.
  4. Use the LOI as a fallback, not a guarantee: Since the LOI is non-binding, landlords can technically walk away from LOI terms during lease negotiation. If you've signed the LOI, you have moral and negotiating leverage, not legal leverage, on most deal terms.
Pro Tip

Once your lease is executed, run it through LeaseAI to create a clean, structured abstract of all 16+ key fields. File it alongside the LOI so your team always has both documents accessible — especially useful at renewal time when you need to know exactly what options you have and when notices are due.

Common Questions About Commercial Real Estate LOIs

Do I need an attorney to sign an LOI?

Not legally required, but recommended. A tenant rep broker can draft a competent LOI for most deals, but an attorney should review any LOI that includes binding clauses, a deposit, or a personal guarantee — all of which are enforceable from the moment you sign.

How long does an LOI take to negotiate?

A simple LOI for a straightforward lease can be agreed to in 2–5 business days. Complex deals with multiple properties, extensive tenant concessions, or institutional parties can take 2–3 weeks to finalize the LOI alone.

Can a landlord withdraw after signing an LOI?

Yes — because the LOI is non-binding on the deal terms, a landlord can technically walk away from the lease negotiation after signing an LOI. In practice, this is rare and damages the landlord's reputation. If the landlord signed an exclusivity clause, they must honor it.

What's the difference between an LOI and a term sheet?

In commercial real estate, "letter of intent," "term sheet," and "memorandum of understanding" (MOU) are often used interchangeably. Some practitioners use "term sheet" for a brief bullet-point version and "LOI" for a more formal letter-style document, but they serve the same purpose and have the same legal standing.

Should I counter the landlord's LOI or draft my own?

Whoever drafts the LOI controls the starting point. If a landlord's agent sends you an LOI, you can redline it or submit your own. For large deals, your tenant rep or attorney should draft the initial LOI so you control the anchor terms.

Key Takeaways

Don't Let the Final Lease Diverge From Your LOI

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